dreamplan.io ApS

Egen beskrivelse på virk.dk

Description of key activities of the companyDreamplan.io is a DFSA-licensed, self-service holistic financial advisory tool designed to help individuals optimize their finances across mortgages, savings, investments, insurance and pensions. It also provides financial perspectives on achieving goals and dreams over time. Dreamplan's approach to financial advice is two-fold: (1) human-centered, empowering customers to feel in control of their financial lives, and (2) driven by data science, financial legislation, and academic research. Dreamplan.io is a web solution which:Collect data easily through self-entry or MitID: including pension savings, mortgages, investments, private savings, insurance and financial goals and dreams.Analyzes data using proprietary and third-party algorithms for savings optimization and tax harvestingUses data to offer a continuous financial overview and match customers with optimal financial productsPushes data to recommend the best products at the right time, currently focused on mortgages, investments, savings, and pensions, with more services to come Dreamplan is a scalable, self-service platform supported by human financial advisors. Unlike traditional independent financial advisors who use labor-intensive methods with limited digital tools, Dreamplan offers cost-effective, independent advice. Our long-term strategy is aligned with EU Open Finance legislation, enabling users to manage financial products directly within the platform. To be able to provide this digital solution, Dreamplan has created a platform called Wizflow. Wizflow is a no-code platform designed specifically for financial institutions. Wizflow allows business users to build and deploy intuitive, personalized user experiences, such as data collection flows, without deep IT involvement. The platform leverages Dreamplan’s deep understanding of financial services and customer needs, and is supported by AI-powered "Wizflow Assistants" that help configure both front-end experiences and backend business logic. Wizflow was conceived and built internally by Dreamplan to extend its mission of democratizing financial advice at scale.