Subaio ApS
Core data
Name | Subaio ApS |
Address | Gasværksvej 26 1, 9000, Aalborg |
Founded | May 31, 2016 |
Employees (CVR) | 33 |
Locations (P-units) | 1View locations |
Website | https://www.subaio.com/ |
 LinkedIn | subaio |
Branch | Computerprogrammering (621000) |
Name | Subaio ApS |
Address | Gasværksvej 26 1, 9000, Aalborg |
Founded | May 31, 2016 |
Employees (CVR) | 33 |
Locations (P-units) | 1View locations |
Website | https://www.subaio.com/ |
| LinkedIn | subaio |
Branch | Computerprogrammering (621000) |
Keep track of Subaio ApS
Description
Subaio is a financial technology company that helps banks and other financial institutions deliver financial clarity through data, insights, products, and solutions covering financial fundamentals and banking use cases.
Subaio provides a financial data foundation and solutions for personal finance management, credit processes, subscription management, customer onboarding, CRM insights, regulatory compliance, and related banking needs. Its offerings can be deployed as standalone solutions or through API integration.
Company's own description on virk.dk
Principal activities of the Company In 2025 Subaio’s core activities continued to be the development of SaaS solutions designed to identify and categorise recurring payments in transactional data and deliver actionable insights to advisors and end users. Subaio has continued to develop new use cases throughout 2025, some of which were deployed in the market during 2025 and into 2026. Subaio’s customers are banks and other financial institutions, with solution implementation and end-user marketing done as a white-label service directly inside the customers’ existing interface(s) and strategies.
Products & services
Personal Finance Management · Credit Processes & Decisioning · Subscription Management · Customer Onboarding · CRM Insights & Signals · Regulatory Compliance · Aspirations & Goals · Opportunities & Risks · Advisor Handover · Day-to-day Finance · Deep Data Analysis · Transaction Enrichment · Standalone PFM solutions · RESTful API integration
Industries
Financial technology · Banking technology · Personal finance management · Credit and risk intelligence
Customer types
Banks · Financial institutions
Customers & references
Nordea
Financials
| Reporting period | 2025DKK | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross profit | 16,611,000 | ||||||||
| Operating profit | -4,844,000 | ||||||||
| Profit before tax | -4,861,000 | ||||||||
| Net income | -4,076,000 | ||||||||
| Total assets | 6,328,000 | ||||||||
| Equity | -6,190,000 | ||||||||
| Avg. employees | 33 | ||||||||
2017–2025 Unlock financial history | |||||||||
Datapublica Risk Score
What goes into the assessment
Financials
Equity ratio, profitability, and liquidity
Accounts and history
Late filings and previous financial distress
Owners and management
Past bankruptcies and owners’ other companies
Company and connections
Age, industry, and shared addresses or contact details
Standard: Score and risk bandPro: Also a detailed explanation of the factors
Gazelle
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Børsen Gazelle is Dagbladet Børsen's award. Datapublica is not affiliated with Børsen. Calculated statuses are Datapublica's own analysis of public CVR financial-statement data.
People
| Person | Roles | Titles |
|---|---|---|
| Brian Grøn Jørgensen | Roles Board | TitlesFORMAND |
| Casper Kidmose | Roles Board | TitlesBESTYRELSESMEDLEM |
| Malthe Isbye Adeler-Bjarnø Falck | Roles Board | TitlesBESTYRELSESMEDLEM |
| Martin Oliver Madsen | Roles Board | TitlesBESTYRELSESMEDLEM |
| Thomas Kjølby Laursen | Roles BoardManagement | TitlesBESTYRELSESMEDLEM • ADM. DIR. |
| Lucas Tyler Fier | Roles Management | TitlesDIREKTØR |
Auditor
| Audit firm | Auditor | Role | From |
|---|---|---|---|
| Redmark, Godkendt Revisionspartnerselskab | AuditorJesper Havgaard Kongsted | Rolestatsautoriseret revisor | FromJun 15, 2026 |
Legal owners
| Owner | Ownership | Voting rights | From |
|---|---|---|---|
Foreign legal entity | Ownership20–24.99 % | Voting rights20 % | FromFeb 4, 2021 |
Foreign legal entity | Ownership20–24.99 % | Voting rights20 % | FromNov 1, 2018 |
| Ownership20–24.99 % | Voting rights20 % | FromMar 17, 2026 | |
| Ownership10–14.99 % | Voting rights10 % | FromJul 18, 2018 | |
| Ownership10–14.99 % | Voting rights10 % | FromJul 18, 2018 | |
| Ownership5–9.99 % | Voting rights5 % | FromJul 18, 2018 |
Ultimate owners
| Name | Ownership through | Calculated ownership |
|---|---|---|
| 🇺🇸Global PayTech Ventures, LLC | Ownership through Direct | 20–24.99 % |
| 🇫🇮Nordea Bank Abp | Ownership through Direct | 20–24.99 % |
| Forenet Kredit f.m.b.a. | Ownership through | 13.33–22.49 % |
| Brian Grøn Jørgensen | Ownership through | 10–14.99 % |
| Thomas Kjølby Laursen | Ownership through | 10–14.99 % |
| Oliver Mikaelsen Invest ApS | Ownership through Direct | 5–9.99 % |
| PFA-FONDEN | 0.66–1.88 % | |
| DANSK ARBEJDSGIVERFORENING | 0.2–0.57 % |